Call reports 2003
FIRST BUSINESS BANK — 2003
What FIRST BUSINESS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 411,560,000 | 440,068,000 | 443,758,000 | 451,650,000 |
| Total loans | 354,284,000 | 374,310,000 | 379,933,000 | 384,537,000 |
| Allowance for loan losses | 5,294,000 | 5,550,000 | 5,568,000 | 5,989,000 |
| Securities available for sale | 40,999,000 | 51,325,000 | 49,005,000 | 54,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,552,000 | 366,758,000 | 379,913,000 | 382,636,000 |
| Interest-bearing deposits | 334,653,000 | 357,546,000 | 371,599,000 | 372,346,000 |
| Noninterest-bearing deposits | 6,899,000 | 9,212,000 | 8,314,000 | 10,290,000 |
| Equity capital | 33,535,000 | 34,167,000 | 35,300,000 | 37,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,009,000 | 11,959,000 | 17,944,000 | 23,815,000 |
| Interest expense | 2,601,000 | 5,149,000 | 7,608,000 | 9,957,000 |
| Net interest income | 3,408,000 | 6,810,000 | 10,336,000 | 13,858,000 |
| Noninterest income | 585,000 | 1,152,000 | 1,861,000 | 2,480,000 |
| Noninterest expense | 2,135,000 | 4,569,000 | 6,828,000 | 8,961,000 |
| Provision for loan losses | 150,000 | 339,000 | 349,000 | 349,000 |
| Pretax income | 1,708,000 | 3,054,000 | 5,020,000 | 7,028,000 |
| Income tax | 580,000 | 1,016,000 | 1,707,000 | 2,425,000 |
| Net income | 1,128,000 | 2,038,000 | 3,313,000 | 4,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,909,000 | 35,613,000 | 36,891,000 | 38,263,000 |
| Total capital | 39,658,000 | 40,622,000 | 41,914,000 | 43,424,000 |
| Risk-weighted assets | 379,373,000 | 400,185,000 | 401,300,000 | 412,090,000 |