Call reports 2002
FIRST BUSINESS BANK — 2002
What FIRST BUSINESS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 373,708,000 | 391,113,000 | 413,938,000 | 418,082,000 |
| Total loans | 326,265,000 | 337,940,000 | 355,806,000 | 359,829,000 |
| Allowance for loan losses | 4,730,000 | 4,795,000 | 4,939,000 | 5,053,000 |
| Securities available for sale | 36,959,000 | 39,386,000 | 39,985,000 | 42,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,293,000 | 320,495,000 | 341,991,000 | 364,054,000 |
| Interest-bearing deposits | 290,952,000 | 293,077,000 | 332,939,000 | 351,891,000 |
| Noninterest-bearing deposits | 23,341,000 | 27,418,000 | 9,052,000 | 12,163,000 |
| Equity capital | 29,480,000 | 30,329,000 | 31,709,000 | 32,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,979,000 | 12,160,000 | 18,479,000 | 25,035,000 |
| Interest expense | 3,531,000 | 6,963,000 | 10,283,000 | 13,272,000 |
| Net interest income | 2,448,000 | 5,197,000 | 8,196,000 | 11,763,000 |
| Noninterest income | 504,000 | 1,003,000 | 1,586,000 | 2,215,000 |
| Noninterest expense | 2,047,000 | 3,924,000 | 5,873,000 | 7,858,000 |
| Provision for loan losses | 9,000 | 74,000 | 1,347,000 | 2,272,000 |
| Pretax income | 896,000 | 2,259,000 | 2,619,000 | 3,905,000 |
| Income tax | 240,000 | 668,000 | 701,000 | 1,097,000 |
| Net income | 656,000 | 1,591,000 | 1,918,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,733,000 | 30,555,000 | 32,885,000 | 33,778,000 |
| Total capital | 33,915,000 | 34,892,000 | 37,428,000 | 38,404,000 |
| Risk-weighted assets | 333,999,000 | 346,477,000 | 363,036,000 | 369,623,000 |