Call reports 2025
GENESIS BANK — 2025
What GENESIS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,387,000 | 74,451,000 | 83,336,000 | 83,557,000 |
| Total loans | 52,521,000 | 52,902,000 | 54,586,000 | 60,034,000 |
| Allowance for loan losses | 627,000 | 545,000 | 564,000 | 591,000 |
| Securities available for sale | 5,444,000 | 5,101,000 | 4,799,000 | 5,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,842,000 | 59,895,000 | 68,647,000 | 68,968,000 |
| Interest-bearing deposits | 45,139,000 | 47,794,000 | 51,217,000 | 51,408,000 |
| Noninterest-bearing deposits | 15,703,000 | 12,101,000 | 17,430,000 | 17,560,000 |
| Equity capital | 13,513,000 | 13,628,000 | 13,671,000 | 13,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,462,000 | 3,763,000 | 5,182,000 |
| Interest expense | 480,000 | 1,016,000 | 1,563,000 | 2,120,000 |
| Net interest income | 720,000 | 1,446,000 | 2,200,000 | 3,062,000 |
| Noninterest income | 137,000 | 417,000 | 561,000 | 642,000 |
| Noninterest expense | 720,000 | 1,392,000 | 2,139,000 | 2,872,000 |
| Provision for loan losses | 34,000 | 230,000 | 313,000 | 543,000 |
| Pretax income | 103,000 | 241,000 | 309,000 | 289,000 |
| Income tax | 12,000 | 31,000 | 31,000 | 60,000 |
| Net income | 91,000 | 210,000 | 278,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,500,000 | 13,618,000 | 13,671,000 | 13,623,000 |