Call reports 2019
GENESIS BANK — 2019
What GENESIS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,394,000 | 17,716,000 | 17,417,000 | 18,355,000 |
| Total loans | 4,559,000 | 5,235,000 | 5,643,000 | 4,712,000 |
| Allowance for loan losses | 41,000 | 40,000 | 46,000 | 33,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,789,000 | 6,661,000 | 6,543,000 | 5,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,416,000 | 15,673,000 | 15,332,000 | 16,304,000 |
| Interest-bearing deposits | 8,208,000 | 7,734,000 | 7,814,000 | 9,063,000 |
| Noninterest-bearing deposits | 8,208,000 | 7,939,000 | 7,518,000 | 7,241,000 |
| Equity capital | 1,931,000 | 1,978,000 | 2,009,000 | 1,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 330,000 | 493,000 | 652,000 |
| Interest expense | 14,000 | 28,000 | 40,000 | 54,000 |
| Net interest income | 140,000 | 302,000 | 453,000 | 598,000 |
| Noninterest income | 16,000 | 37,000 | 57,000 | 82,000 |
| Noninterest expense | 125,000 | 257,000 | 380,000 | 519,000 |
| Provision for loan losses | 3,000 | 6,000 | 21,000 | 30,000 |
| Pretax income | 28,000 | 76,000 | 109,000 | 131,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 28,000 | 76,000 | 108,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,924,000 | 1,971,000 | 2,002,000 | 1,987,000 |
| Total capital | 1,965,000 | 2,011,000 | 2,048,000 | 2,020,000 |
| Risk-weighted assets | 8,350,000 | 7,478,000 | 7,660,000 | 7,080,000 |