Call reports 2018
GENESIS BANK — 2018
What GENESIS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 16,365,000 | 16,214,000 | 15,090,000 | 16,375,000 |
| Total loans | 4,618,000 | 4,961,000 | 4,696,000 | 5,415,000 |
| Allowance for loan losses | 37,000 | 41,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,735,000 | 6,556,000 | 6,264,000 | 6,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,394,000 | 14,245,000 | 13,131,000 | 14,423,000 |
| Interest-bearing deposits | 8,917,000 | 9,495,000 | 9,272,000 | 9,065,000 |
| Noninterest-bearing deposits | 5,477,000 | 4,750,000 | 3,859,000 | 5,358,000 |
| Equity capital | 1,919,000 | 1,913,000 | 1,890,000 | 1,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 298,000 | 452,000 | 614,000 |
| Interest expense | 10,000 | 21,000 | 33,000 | 50,000 |
| Net interest income | 136,000 | 277,000 | 419,000 | 564,000 |
| Noninterest income | 18,000 | 38,000 | 58,000 | 81,000 |
| Noninterest expense | 150,000 | 305,000 | 457,000 | 592,000 |
| Provision for loan losses | 3,000 | 6,000 | 37,000 | 39,000 |
| Pretax income | 1,000 | 4,000 | -17,000 | 14,000 |
| Income tax | 4,000 | 4,000 | 5,000 | 4,000 |
| Net income | -3,000 | 0 | -22,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,919,000 | 1,913,000 | 1,883,000 | 1,897,000 |
| Total capital | 1,956,000 | 1,954,000 | 1,920,000 | 1,934,000 |
| Risk-weighted assets | 8,261,000 | 8,696,000 | 6,531,000 | 7,306,000 |