Call reports 2017
GENESIS BANK — 2017
What GENESIS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,159,000 | 15,983,000 | 16,414,000 | 15,821,000 |
| Total loans | 5,236,000 | 4,289,000 | 3,820,000 | 4,131,000 |
| Allowance for loan losses | 33,000 | 36,000 | 37,000 | 32,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,195,000 | 7,222,000 | 7,075,000 | 6,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,204,000 | 13,986,000 | 14,389,000 | 13,860,000 |
| Interest-bearing deposits | 9,638,000 | 9,162,000 | 9,241,000 | 9,065,000 |
| Noninterest-bearing deposits | 5,566,000 | 4,824,000 | 5,148,000 | 4,795,000 |
| Equity capital | 1,924,000 | 1,956,000 | 1,972,000 | 1,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 302,000 | 445,000 | 586,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 137,000 | 281,000 | 413,000 | 544,000 |
| Noninterest income | 22,000 | 47,000 | 73,000 | 95,000 |
| Noninterest expense | 144,000 | 288,000 | 428,000 | 570,000 |
| Provision for loan losses | 1,000 | 4,000 | 6,000 | 13,000 |
| Pretax income | 14,000 | 36,000 | 52,000 | 56,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 13,000 | 34,000 | 50,000 | 53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,924,000 | 1,956,000 | 1,972,000 | 1,926,000 |
| Total capital | 1,957,000 | 1,992,000 | 2,009,000 | 1,958,000 |
| Risk-weighted assets | 8,496,000 | 7,313,000 | 7,025,000 | 7,788,000 |