Call reports 2016
GENESIS BANK — 2016
What GENESIS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,701,000 | 16,659,000 | 17,148,000 | 17,522,000 |
| Total loans | 3,743,000 | 4,804,000 | 4,919,000 | 4,561,000 |
| Allowance for loan losses | 55,000 | 53,000 | 54,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,482,000 | 6,106,000 | 5,983,000 | 6,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,721,000 | 14,683,000 | 15,144,000 | 15,550,000 |
| Interest-bearing deposits | 10,101,000 | 10,104,000 | 10,821,000 | 10,516,000 |
| Noninterest-bearing deposits | 4,620,000 | 4,579,000 | 4,323,000 | 5,034,000 |
| Equity capital | 1,927,000 | 1,933,000 | 1,948,000 | 1,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 290,000 | 446,000 | 595,000 |
| Interest expense | 9,000 | 19,000 | 30,000 | 42,000 |
| Net interest income | 136,000 | 271,000 | 416,000 | 553,000 |
| Noninterest income | 22,000 | 45,000 | 66,000 | 87,000 |
| Noninterest expense | 145,000 | 294,000 | 440,000 | 585,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 9,000 |
| Pretax income | 12,000 | 20,000 | 38,000 | 46,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 10,000 | 16,000 | 32,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,927,000 | 1,933,000 | 1,948,000 | 1,931,000 |
| Total capital | 1,982,000 | 1,986,000 | 2,002,000 | 1,968,000 |
| Risk-weighted assets | 6,723,000 | 6,426,000 | 7,412,000 | 8,371,000 |