Call reports 2015
GENESIS BANK — 2015
What GENESIS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,480,000 | 18,012,000 | 17,702,000 | 17,068,000 |
| Total loans | 4,649,000 | 4,437,000 | 4,313,000 | 4,517,000 |
| Allowance for loan losses | 50,000 | 52,000 | 49,000 | 58,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,409,000 | 6,210,000 | 5,973,000 | 6,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,495,000 | 16,007,000 | 15,670,000 | 15,067,000 |
| Interest-bearing deposits | 11,921,000 | 10,409,000 | 10,470,000 | 10,120,000 |
| Noninterest-bearing deposits | 5,574,000 | 5,598,000 | 5,200,000 | 4,947,000 |
| Equity capital | 1,940,000 | 1,947,000 | 1,961,000 | 1,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 291,000 | 440,000 | 596,000 |
| Interest expense | 12,000 | 22,000 | 33,000 | 43,000 |
| Net interest income | 136,000 | 269,000 | 407,000 | 553,000 |
| Noninterest income | 21,000 | 52,000 | 74,000 | 99,000 |
| Noninterest expense | 142,000 | 286,000 | 425,000 | 580,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 5,000 |
| Pretax income | 13,000 | 32,000 | 52,000 | 67,000 |
| Income tax | 0 | 6,000 | 9,000 | 11,000 |
| Net income | 13,000 | 26,000 | 43,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,869,000 | 1,947,000 | 1,961,000 | 1,950,000 |
| Total capital | 1,919,000 | 1,999,000 | 2,010,000 | 2,008,000 |
| Risk-weighted assets | 7,070,000 | 7,631,000 | 7,629,000 | 7,066,000 |