Call reports 2014
GENESIS BANK — 2014
What GENESIS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 19,290,000 | 16,789,000 | 18,063,000 | 20,716,000 |
| Total loans | 5,436,000 | 4,536,000 | 4,704,000 | 4,982,000 |
| Allowance for loan losses | 41,000 | 45,000 | 46,000 | 50,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,015,000 | 6,569,000 | 6,273,000 | 5,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,351,000 | 14,805,000 | 16,051,000 | 18,718,000 |
| Interest-bearing deposits | 13,026,000 | 11,262,000 | 12,670,000 | 11,829,000 |
| Noninterest-bearing deposits | 4,325,000 | 3,543,000 | 3,381,000 | 6,889,000 |
| Equity capital | 1,891,000 | 1,921,000 | 1,949,000 | 1,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 304,000 | 464,000 | 616,000 |
| Interest expense | 14,000 | 27,000 | 39,000 | 52,000 |
| Net interest income | 140,000 | 277,000 | 425,000 | 564,000 |
| Noninterest income | 22,000 | 50,000 | 83,000 | 112,000 |
| Noninterest expense | 145,000 | 285,000 | 429,000 | 574,000 |
| Provision for loan losses | 17,000 | 18,000 | 27,000 | 27,000 |
| Pretax income | 0 | 24,000 | 52,000 | 75,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 24,000 | 52,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,820,000 | 1,850,000 | 1,878,000 | 1,870,000 |
| Total capital | 1,861,000 | 1,895,000 | 1,924,000 | 1,920,000 |
| Risk-weighted assets | 6,892,000 | 5,774,000 | 6,227,000 | 7,521,000 |