Call reports 2013
GENESIS BANK — 2013
What GENESIS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 19,003,000 | 17,350,000 | 17,376,000 | 18,021,000 |
| Total loans | 4,587,000 | 4,931,000 | 4,835,000 | 5,191,000 |
| Allowance for loan losses | 30,000 | 35,000 | 37,000 | 33,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,777,000 | 6,504,000 | 6,591,000 | 6,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,114,000 | 15,433,000 | 15,410,000 | 16,077,000 |
| Interest-bearing deposits | 13,728,000 | 12,128,000 | 12,148,000 | 11,132,000 |
| Noninterest-bearing deposits | 3,386,000 | 3,305,000 | 3,262,000 | 4,945,000 |
| Equity capital | 1,854,000 | 1,867,000 | 1,904,000 | 1,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 289,000 | 437,000 | 591,000 |
| Interest expense | 22,000 | 39,000 | 55,000 | 71,000 |
| Net interest income | 123,000 | 250,000 | 382,000 | 520,000 |
| Noninterest income | 27,000 | 56,000 | 90,000 | 117,000 |
| Noninterest expense | 139,000 | 278,000 | 396,000 | 555,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 13,000 |
| Pretax income | 11,000 | 28,000 | 66,000 | 69,000 |
| Income tax | 0 | 3,000 | 4,000 | 5,000 |
| Net income | 11,000 | 25,000 | 62,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,783,000 | 1,796,000 | 1,833,000 | 1,822,000 |
| Total capital | 1,813,000 | 1,831,000 | 1,870,000 | 1,855,000 |
| Risk-weighted assets | 6,115,000 | 6,054,000 | 6,075,000 | 6,516,000 |