Call reports 2012
GENESIS BANK — 2012
What GENESIS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,283,000 | 17,114,000 | 19,501,000 | 18,691,000 |
| Total loans | 5,070,000 | 5,152,000 | 4,806,000 | 5,261,000 |
| Allowance for loan losses | 39,000 | 44,000 | 43,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,608,000 | 7,675,000 | 7,477,000 | 7,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,317,000 | 15,127,000 | 17,493,000 | 16,786,000 |
| Interest-bearing deposits | 12,899,000 | 12,045,000 | 12,623,000 | 11,698,000 |
| Noninterest-bearing deposits | 3,418,000 | 3,082,000 | 4,870,000 | 5,088,000 |
| Equity capital | 1,911,000 | 1,937,000 | 1,951,000 | 1,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 317,000 | 468,000 | 614,000 |
| Interest expense | 38,000 | 58,000 | 86,000 | 111,000 |
| Net interest income | 124,000 | 259,000 | 382,000 | 503,000 |
| Noninterest income | 24,000 | 55,000 | 86,000 | 125,000 |
| Noninterest expense | 134,000 | 281,000 | 427,000 | 585,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 56,000 |
| Pretax income | 12,000 | 31,000 | 39,000 | -13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 31,000 | 39,000 | -13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,840,000 | 1,866,000 | 1,880,000 | 1,788,000 |
| Total capital | 1,879,000 | 1,910,000 | 1,923,000 | 1,830,000 |
| Risk-weighted assets | 7,457,000 | 7,079,000 | 7,153,000 | 7,251,000 |