Call reports 2011
GENESIS BANK — 2011
What GENESIS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,113,000 | 17,843,000 | 18,712,000 | 17,998,000 |
| Total loans | 5,147,000 | 5,518,000 | 5,214,000 | 5,667,000 |
| Allowance for loan losses | 29,000 | 69,000 | 41,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,455,000 | 6,981,000 | 5,902,000 | 8,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,131,000 | 15,903,000 | 16,754,000 | 16,062,000 |
| Interest-bearing deposits | 13,365,000 | 3,227,000 | 12,458,000 | 11,676,000 |
| Noninterest-bearing deposits | 3,766,000 | 12,676,000 | 4,296,000 | 4,386,000 |
| Equity capital | 1,937,000 | 1,889,000 | 1,899,000 | 1,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 311,000 | 471,000 | 630,000 |
| Interest expense | 38,000 | 78,000 | 117,000 | 154,000 |
| Net interest income | 115,000 | 233,000 | 354,000 | 476,000 |
| Noninterest income | 24,000 | 53,000 | 85,000 | 125,000 |
| Noninterest expense | 141,000 | 286,000 | 429,000 | 579,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 45,000 |
| Pretax income | -2,000 | -45,000 | -35,000 | -23,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | -2,000 | -51,000 | -41,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,866,000 | 1,818,000 | 1,828,000 | 1,822,000 |
| Total capital | 1,895,000 | 1,887,000 | 1,869,000 | 1,863,000 |
| Risk-weighted assets | 7,656,000 | 7,734,000 | 7,618,000 | 7,887,000 |