Call reports 2010
GENESIS BANK — 2010
What GENESIS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,553,000 | 17,239,000 | 19,123,000 | 18,415,000 |
| Total loans | 6,493,000 | 6,444,000 | 5,895,000 | 6,479,000 |
| Allowance for loan losses | 66,000 | 67,000 | 56,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,421,000 | 2,562,000 | 2,314,000 | 2,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,627,000 | 15,274,000 | 17,117,000 | 16,405,000 |
| Interest-bearing deposits | 13,035,000 | 12,521,000 | 12,674,000 | 12,077,000 |
| Noninterest-bearing deposits | 2,592,000 | 2,753,000 | 4,443,000 | 4,328,000 |
| Equity capital | 1,875,000 | 1,914,000 | 1,953,000 | 1,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 359,000 | 539,000 | 720,000 |
| Interest expense | 48,000 | 94,000 | 136,000 | 176,000 |
| Net interest income | 133,000 | 265,000 | 403,000 | 544,000 |
| Noninterest income | 23,000 | 54,000 | 91,000 | 124,000 |
| Noninterest expense | 147,000 | 290,000 | 432,000 | 575,000 |
| Provision for loan losses | 60,000 | 42,000 | 42,000 | 42,000 |
| Pretax income | -51,000 | -13,000 | 20,000 | 51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -51,000 | -13,000 | 20,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,804,000 | 1,843,000 | 1,882,000 | 1,883,000 |
| Total capital | 1,870,000 | 1,910,000 | 1,938,000 | 1,923,000 |
| Risk-weighted assets | 8,304,000 | 8,153,000 | 8,262,000 | 8,598,000 |