Call reports 2009
GENESIS BANK — 2009
What GENESIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 17,140,000 | 16,903,000 | 17,326,000 | 17,399,000 |
| Total loans | 7,200,000 | 7,000,000 | 6,793,000 | 6,634,000 |
| Allowance for loan losses | 71,000 | 64,000 | 61,000 | 32,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,096,000 | 2,888,000 | 2,560,000 | 2,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,153,000 | 14,865,000 | 15,278,000 | 15,399,000 |
| Interest-bearing deposits | 12,877,000 | 12,740,000 | 12,734,000 | 12,511,000 |
| Noninterest-bearing deposits | 2,276,000 | 2,125,000 | 2,544,000 | 2,888,000 |
| Equity capital | 1,929,000 | 1,969,000 | 1,973,000 | 1,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 415,000 | 627,000 | 822,000 |
| Interest expense | 71,000 | 135,000 | 196,000 | 254,000 |
| Net interest income | 135,000 | 280,000 | 431,000 | 568,000 |
| Noninterest income | 23,000 | 46,000 | 79,000 | 112,000 |
| Noninterest expense | 124,000 | 256,000 | 407,000 | 571,000 |
| Provision for loan losses | 5,000 | 10,000 | 25,000 | 30,000 |
| Pretax income | 29,000 | 60,000 | 78,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 60,000 | 78,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,843,000 | 1,883,000 | 1,902,000 | 1,855,000 |
| Total capital | 1,914,000 | 1,947,000 | 1,963,000 | 1,887,000 |
| Risk-weighted assets | 8,795,000 | 8,578,000 | 8,373,000 | 8,443,000 |