Call reports 2006
GENESIS BANK — 2006
What GENESIS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,760,000 | 16,464,000 | 16,771,000 | 16,523,000 |
| Total loans | 7,556,000 | 8,092,000 | 8,027,000 | 8,036,000 |
| Allowance for loan losses | 142,000 | 122,000 | 124,000 | 120,000 |
| Securities available for sale | 45,000 | 0 | 0 | 0 |
| Securities held to maturity | 4,221,000 | 3,928,000 | 3,893,000 | 2,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,630,000 | 14,277,000 | 14,497,000 | 14,345,000 |
| Interest-bearing deposits | 12,151,000 | 12,297,000 | 11,989,000 | 11,893,000 |
| Noninterest-bearing deposits | 2,479,000 | 1,980,000 | 2,508,000 | 2,452,000 |
| Equity capital | 2,046,000 | 2,092,000 | 2,164,000 | 2,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 506,000 | 778,000 | 1,059,000 |
| Interest expense | 85,000 | 174,000 | 271,000 | 374,000 |
| Net interest income | 162,000 | 332,000 | 507,000 | 685,000 |
| Noninterest income | 27,000 | 57,000 | 90,000 | 120,000 |
| Noninterest expense | 114,000 | 258,000 | 385,000 | 562,000 |
| Provision for loan losses | 10,000 | 20,000 | 25,000 | 25,000 |
| Pretax income | 65,000 | 111,000 | 187,000 | 218,000 |
| Income tax | 0 | 0 | 0 | 57,000 |
| Net income | 65,000 | 111,000 | 187,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,916,000 | 1,962,000 | 2,034,000 | 1,975,000 |
| Total capital | 2,021,000 | 2,071,000 | 2,144,000 | 2,086,000 |
| Risk-weighted assets | 8,392,000 | 8,743,000 | 8,772,000 | 8,839,000 |