Call reports 2005
GENESIS BANK — 2005
What GENESIS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,963,000 | 14,680,000 | 14,874,000 | 16,867,000 |
| Total loans | 7,449,000 | 8,269,000 | 8,292,000 | 8,114,000 |
| Allowance for loan losses | 150,000 | 133,000 | 129,000 | 132,000 |
| Securities available for sale | 126,000 | 101,000 | 100,000 | 47,000 |
| Securities held to maturity | 1,782,000 | 1,938,000 | 1,893,000 | 2,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,069,000 | 12,713,000 | 12,818,000 | 14,816,000 |
| Interest-bearing deposits | 10,942,000 | 10,260,000 | 10,230,000 | 12,080,000 |
| Noninterest-bearing deposits | 2,127,000 | 2,453,000 | 2,588,000 | 2,736,000 |
| Equity capital | 1,861,000 | 1,924,000 | 1,996,000 | 1,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 424,000 | 656,000 | 896,000 |
| Interest expense | 47,000 | 98,000 | 152,000 | 216,000 |
| Net interest income | 153,000 | 326,000 | 504,000 | 680,000 |
| Noninterest income | 30,000 | 65,000 | 95,000 | 131,000 |
| Noninterest expense | 127,000 | 257,000 | 382,000 | 539,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | 25,000 |
| Pretax income | 56,000 | 119,000 | 192,000 | 247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 119,000 | 192,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,730,000 | 1,793,000 | 1,866,000 | 1,855,000 |
| Total capital | 1,827,000 | 1,895,000 | 1,977,000 | 1,970,000 |
| Risk-weighted assets | 7,704,000 | 8,197,000 | 8,929,000 | 9,161,000 |