Call reports 2004
GENESIS BANK — 2004
What GENESIS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,528,000 | 13,852,000 | 13,488,000 | 13,869,000 |
| Total loans | 6,796,000 | 8,079,000 | 8,059,000 | 8,175,000 |
| Allowance for loan losses | 155,000 | 148,000 | 152,000 | 150,000 |
| Securities available for sale | 142,000 | 127,000 | 126,000 | 126,000 |
| Securities held to maturity | 1,775,000 | 1,760,000 | 1,680,000 | 1,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,802,000 | 12,065,000 | 11,644,000 | 12,030,000 |
| Interest-bearing deposits | 10,811,000 | 10,029,000 | 8,829,000 | 9,339,000 |
| Noninterest-bearing deposits | 1,991,000 | 2,036,000 | 2,815,000 | 2,691,000 |
| Equity capital | 1,691,000 | 1,751,000 | 1,809,000 | 1,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 361,000 | 565,000 | 768,000 |
| Interest expense | 47,000 | 94,000 | 135,000 | 176,000 |
| Net interest income | 125,000 | 267,000 | 430,000 | 592,000 |
| Noninterest income | 33,000 | 74,000 | 119,000 | 157,000 |
| Noninterest expense | 121,000 | 244,000 | 368,000 | 526,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 37,000 | 97,000 | 156,000 | 198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 97,000 | 156,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,559,000 | 1,619,000 | 1,678,000 | 1,678,000 |
| Total capital | 1,651,000 | 1,714,000 | 1,772,000 | 1,777,000 |
| Risk-weighted assets | 7,332,000 | 7,554,000 | 7,429,000 | 7,842,000 |