Call reports 2003
GENESIS BANK — 2003
What GENESIS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,425,000 | 13,072,000 | 12,700,000 | 13,151,000 |
| Total loans | 7,108,000 | 7,264,000 | 7,102,000 | 7,354,000 |
| Allowance for loan losses | 186,000 | 149,000 | 151,000 | 158,000 |
| Securities available for sale | 254,000 | 184,000 | 183,000 | 183,000 |
| Securities held to maturity | 2,179,000 | 2,348,000 | 1,711,000 | 1,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,779,000 | 11,429,000 | 10,997,000 | 11,465,000 |
| Interest-bearing deposits | 9,824,000 | 9,267,000 | 9,063,000 | 9,264,000 |
| Noninterest-bearing deposits | 1,955,000 | 2,162,000 | 1,934,000 | 2,201,000 |
| Equity capital | 1,609,000 | 1,605,000 | 1,667,000 | 1,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 362,000 | 541,000 | 700,000 |
| Interest expense | 48,000 | 94,000 | 140,000 | 183,000 |
| Net interest income | 139,000 | 268,000 | 401,000 | 517,000 |
| Noninterest income | 21,000 | 7,000 | 54,000 | 93,000 |
| Noninterest expense | 127,000 | 246,000 | 363,000 | 504,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 3,000 | -1,000 | 62,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | -1,000 | 62,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,475,000 | 1,471,000 | 1,534,000 | 1,518,000 |
| Total capital | 1,572,000 | 1,568,000 | 1,626,000 | 1,613,000 |
| Risk-weighted assets | 7,712,000 | 7,619,000 | 7,277,000 | 7,539,000 |