Call reports 2002
GENESIS BANK — 2002
What GENESIS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,267,000 | 12,603,000 | 12,451,000 | 12,805,000 |
| Total loans | 7,406,000 | 7,775,000 | 7,263,000 | 8,063,000 |
| Allowance for loan losses | 268,000 | 284,000 | 177,000 | 172,000 |
| Securities available for sale | 367,000 | 313,000 | 312,000 | 256,000 |
| Securities held to maturity | 1,388,000 | 1,482,000 | 1,439,000 | 1,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,618,000 | 11,020,000 | 10,830,000 | 11,167,000 |
| Interest-bearing deposits | 9,033,000 | 8,888,000 | 8,592,000 | 9,005,000 |
| Noninterest-bearing deposits | 2,585,000 | 2,132,000 | 2,238,000 | 2,162,000 |
| Equity capital | 1,600,000 | 1,528,000 | 1,588,000 | 1,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 404,000 | 608,000 | 802,000 |
| Interest expense | 66,000 | 124,000 | 179,000 | 228,000 |
| Net interest income | 139,000 | 280,000 | 429,000 | 574,000 |
| Noninterest income | 26,000 | 63,000 | 92,000 | 127,000 |
| Noninterest expense | 134,000 | 310,000 | 423,000 | 559,000 |
| Provision for loan losses | 0 | 70,000 | 75,000 | 80,000 |
| Pretax income | 31,000 | -37,000 | 23,000 | 62,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 31,000 | -37,000 | 23,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,460,000 | 1,387,000 | 1,448,000 | 1,467,000 |
| Total capital | 1,561,000 | 1,491,000 | 1,545,000 | 1,572,000 |
| Risk-weighted assets | 7,926,000 | 8,175,000 | 7,736,000 | 8,359,000 |