Call reports 2026
CITIZENS COMMUNITY BANK — 2026
What CITIZENS COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 144,319,000 | 142,628,000 |
| Total loans | 94,504,000 | 96,382,000 |
| Allowance for loan losses | 1,082,000 | 1,105,000 |
| Securities available for sale | 24,656,000 | 25,647,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 127,702,000 | 125,923,000 |
| Interest-bearing deposits | 90,629,000 | 91,513,000 |
| Noninterest-bearing deposits | 37,073,000 | 34,410,000 |
| Equity capital | 16,224,000 | 16,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,828,000 | 3,748,000 |
| Interest expense | 575,000 | 1,172,000 |
| Net interest income | 1,253,000 | 2,576,000 |
| Noninterest income | 141,000 | 265,000 |
| Noninterest expense | 836,000 | 1,743,000 |
| Provision for loan losses | 10,000 | 42,000 |
| Pretax income | 548,000 | 1,056,000 |
| Income tax | 108,000 | 211,000 |
| Net income | 440,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,441,000 | 16,650,000 |