Call report 2015Q4
CITIZENS COMMUNITY BANK — 2015Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,254,000 | USD | evidence → |
| Total loans | 80,698,000 | USD | evidence → |
| Allowance for loan losses | 1,120,000 | USD | evidence → |
| Securities available for sale | 14,508,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,509,000 | USD | evidence → |
| Interest-bearing deposits | 70,340,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,169,000 | USD | evidence → |
| Equity capital | 11,458,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,026,000 | USD | evidence → |
| Interest expense | 434,000 | USD | evidence → |
| Net interest income | 3,592,000 | USD | evidence → |
| Noninterest income | 542,000 | USD | evidence → |
| Noninterest expense | 2,871,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,203,000 | USD | evidence → |
| Income tax | 356,000 | USD | evidence → |
| Net income | 847,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,458,000 | USD | evidence → |
| Total capital | 12,514,000 | USD | evidence → |
| Risk-weighted assets | 83,348,000 | USD | evidence → |