Call report 2008Q4
CITIZENS COMMUNITY BANK — 2008Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,797,000 | USD | evidence → |
| Total loans | 99,681,000 | USD | evidence → |
| Allowance for loan losses | 1,464,000 | USD | evidence → |
| Securities available for sale | 7,338,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,486,000 | USD | evidence → |
| Interest-bearing deposits | 98,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,007,000 | USD | evidence → |
| Equity capital | 8,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,366,000 | USD | evidence → |
| Interest expense | 3,647,000 | USD | evidence → |
| Net interest income | 3,719,000 | USD | evidence → |
| Noninterest income | 792,000 | USD | evidence → |
| Noninterest expense | 2,936,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 1,295,000 | USD | evidence → |
| Income tax | 462,000 | USD | evidence → |
| Net income | 833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,793,000 | USD | evidence → |
| Total capital | 10,043,000 | USD | evidence → |
| Risk-weighted assets | 99,832,000 | USD | evidence → |