Call report 2004Q4
CITIZENS COMMUNITY BANK — 2004Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,538,000 | USD | evidence → |
| Total loans | 59,121,000 | USD | evidence → |
| Allowance for loan losses | 749,000 | USD | evidence → |
| Securities available for sale | 6,611,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,573,000 | USD | evidence → |
| Interest-bearing deposits | 55,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,768,000 | USD | evidence → |
| Equity capital | 5,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,097,000 | USD | evidence → |
| Interest expense | 1,524,000 | USD | evidence → |
| Net interest income | 2,573,000 | USD | evidence → |
| Noninterest income | 801,000 | USD | evidence → |
| Noninterest expense | 2,132,000 | USD | evidence → |
| Provision for loan losses | 132,000 | USD | evidence → |
| Pretax income | 1,110,000 | USD | evidence → |
| Income tax | 416,000 | USD | evidence → |
| Net income | 694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,626,000 | USD | evidence → |
| Total capital | 6,366,000 | USD | evidence → |
| Risk-weighted assets | 59,197,000 | USD | evidence → |