Call reports 2025
UNION BANK — 2025
What UNION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 664,881,000 | 651,547,000 | 672,290,000 | 677,783,000 |
| Total loans | 440,423,000 | 447,757,000 | 458,478,000 | 466,394,000 |
| Allowance for loan losses | 6,660,000 | 6,811,000 | 6,959,000 | 7,126,000 |
| Securities available for sale | 135,549,000 | 141,148,000 | 142,438,000 | 140,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 583,000,000 | 576,477,000 | 592,270,000 | 598,480,000 |
| Interest-bearing deposits | 412,364,000 | 407,732,000 | 417,909,000 | 418,050,000 |
| Noninterest-bearing deposits | 170,636,000 | 168,745,000 | 174,361,000 | 180,430,000 |
| Equity capital | 69,740,000 | 70,805,000 | 75,753,000 | 73,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,352,000 | 18,994,000 | 28,902,000 | 39,039,000 |
| Interest expense | 2,599,000 | 5,176,000 | 7,703,000 | 10,206,000 |
| Net interest income | 6,753,000 | 13,818,000 | 21,199,000 | 28,833,000 |
| Noninterest income | 1,235,000 | 2,593,000 | 3,890,000 | 5,337,000 |
| Noninterest expense | 4,231,000 | 8,688,000 | 13,225,000 | 17,993,000 |
| Provision for loan losses | 281,000 | 486,000 | 729,000 | 957,000 |
| Pretax income | 3,521,000 | 7,255,000 | 11,162,000 | 14,958,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,521,000 | 7,255,000 | 11,162,000 | 14,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,282,000 | 74,463,000 | 76,665,000 | 73,530,000 |
| Total capital | 78,170,000 | 79,446,000 | 81,718,000 | 78,656,000 |
| Risk-weighted assets | 389,252,000 | 396,790,000 | 402,280,000 | 408,058,000 |