Call reports 2023
UNION BANK — 2023
What UNION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 349,767,000 | 346,699,000 | 354,874,000 | 366,175,000 |
| Total loans | 222,909,000 | 225,888,000 | 230,794,000 | 233,752,000 |
| Allowance for loan losses | 3,483,000 | 3,489,000 | 3,535,000 | 3,586,000 |
| Securities available for sale | 106,250,000 | 102,987,000 | 99,027,000 | 101,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,070,000 | 294,637,000 | 304,517,000 | 311,665,000 |
| Interest-bearing deposits | 196,719,000 | 197,016,000 | 207,750,000 | 213,729,000 |
| Noninterest-bearing deposits | 102,351,000 | 97,621,000 | 96,767,000 | 97,936,000 |
| Equity capital | 28,669,000 | 27,537,000 | 26,368,000 | 30,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,957,000 | 8,093,000 | 12,533,000 | 17,263,000 |
| Interest expense | 648,000 | 1,613,000 | 2,866,000 | 4,354,000 |
| Net interest income | 3,309,000 | 6,480,000 | 9,667,000 | 12,909,000 |
| Noninterest income | 593,000 | 1,223,000 | 1,870,000 | 2,528,000 |
| Noninterest expense | 2,107,000 | 4,248,000 | 6,404,000 | 8,534,000 |
| Provision for loan losses | 59,000 | 116,000 | 205,000 | 318,000 |
| Pretax income | 1,736,000 | 3,339,000 | 4,956,000 | 6,666,000 |
| Income tax | 85,000 | 164,000 | 0 | 0 |
| Net income | 1,651,000 | 3,175,000 | 4,956,000 | 6,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,099,000 | 37,155,000 | 38,020,000 | 38,150,000 |
| Total capital | 39,592,000 | 39,732,000 | 40,633,000 | 40,768,000 |
| Risk-weighted assets | 198,342,000 | 205,152,000 | 208,025,000 | 208,433,000 |