Call reports 2022
UNION BANK — 2022
What UNION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 348,430,000 | 349,949,000 | 342,537,000 | 350,650,000 |
| Total loans | 206,398,000 | 212,060,000 | 215,835,000 | 221,228,000 |
| Allowance for loan losses | 3,329,000 | 3,367,000 | 3,357,000 | 3,534,000 |
| Securities available for sale | 99,414,000 | 111,981,000 | 106,580,000 | 105,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,889,000 | 319,407,000 | 314,185,000 | 308,749,000 |
| Interest-bearing deposits | 212,107,000 | 218,425,000 | 208,775,000 | 208,969,000 |
| Noninterest-bearing deposits | 102,782,000 | 100,982,000 | 105,410,000 | 99,780,000 |
| Equity capital | 29,932,000 | 26,998,000 | 24,957,000 | 25,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,917,000 | 10,621,000 | 14,507,000 |
| Interest expense | 151,000 | 299,000 | 450,000 | 677,000 |
| Net interest income | 3,181,000 | 6,618,000 | 10,171,000 | 13,830,000 |
| Noninterest income | 623,000 | 1,247,000 | 1,890,000 | 2,525,000 |
| Noninterest expense | 2,023,000 | 4,031,000 | 6,021,000 | 7,968,000 |
| Provision for loan losses | 59,000 | 119,000 | 180,000 | 440,000 |
| Pretax income | 1,722,000 | 3,715,000 | 5,856,000 | 7,943,000 |
| Income tax | 0 | 0 | 0 | 408,000 |
| Net income | 1,722,000 | 3,715,000 | 5,856,000 | 7,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,245,000 | 34,919,000 | 36,357,000 | 36,336,000 |
| Total capital | 36,564,000 | 37,338,000 | 38,803,000 | 38,819,000 |
| Risk-weighted assets | 184,531,000 | 192,610,000 | 194,810,000 | 197,629,000 |