Call reports 2021
UNION BANK — 2021
What UNION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 331,586,000 | 335,178,000 | 340,970,000 | 348,241,000 |
| Total loans | 195,470,000 | 201,409,000 | 200,010,000 | 197,745,000 |
| Allowance for loan losses | 3,226,000 | 3,260,000 | 3,310,000 | 3,281,000 |
| Securities available for sale | 81,595,000 | 84,047,000 | 86,859,000 | 95,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,504,000 | 297,110,000 | 302,445,000 | 308,459,000 |
| Interest-bearing deposits | 200,616,000 | 203,755,000 | 207,343,000 | 205,871,000 |
| Noninterest-bearing deposits | 93,888,000 | 93,355,000 | 95,102,000 | 102,588,000 |
| Equity capital | 32,620,000 | 33,482,000 | 34,512,000 | 33,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,657,000 | 10,563,000 | 13,990,000 |
| Interest expense | 208,000 | 397,000 | 572,000 | 734,000 |
| Net interest income | 3,034,000 | 6,260,000 | 9,991,000 | 13,256,000 |
| Noninterest income | 538,000 | 1,125,000 | 1,722,000 | 2,362,000 |
| Noninterest expense | 1,929,000 | 3,974,000 | 5,985,000 | 7,970,000 |
| Provision for loan losses | 59,000 | 119,000 | 180,000 | 240,000 |
| Pretax income | 1,584,000 | 3,281,000 | 5,505,000 | 7,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,584,000 | 3,281,000 | 5,505,000 | 7,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,483,000 | 31,839,000 | 32,993,000 | 32,959,000 |
| Total capital | 33,589,000 | 34,058,000 | 35,271,000 | 35,218,000 |
| Risk-weighted assets | 167,322,000 | 176,487,000 | 181,227,000 | 179,723,000 |