Call reports 2020
UNION BANK — 2020
What UNION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 273,687,000 | 308,365,000 | 305,393,000 | 316,588,000 |
| Total loans | 177,915,000 | 183,027,000 | 185,099,000 | 190,980,000 |
| Allowance for loan losses | 2,993,000 | 3,095,000 | 3,161,000 | 3,185,000 |
| Securities available for sale | 68,705,000 | 80,457,000 | 84,007,000 | 82,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,555,000 | 272,813,000 | 269,157,000 | 280,178,000 |
| Interest-bearing deposits | 171,848,000 | 191,488,000 | 187,523,000 | 192,036,000 |
| Noninterest-bearing deposits | 67,707,000 | 81,325,000 | 81,634,000 | 88,142,000 |
| Equity capital | 30,099,000 | 31,244,000 | 31,918,000 | 32,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,529,000 | 9,772,000 | 13,024,000 |
| Interest expense | 447,000 | 783,000 | 1,078,000 | 1,330,000 |
| Net interest income | 2,842,000 | 5,746,000 | 8,694,000 | 11,694,000 |
| Noninterest income | 517,000 | 984,000 | 1,560,000 | 2,148,000 |
| Noninterest expense | 1,899,000 | 3,855,000 | 5,785,000 | 7,604,000 |
| Provision for loan losses | 60,000 | 232,000 | 312,000 | 391,000 |
| Pretax income | 1,400,000 | 2,643,000 | 4,157,000 | 5,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,400,000 | 2,643,000 | 4,157,000 | 5,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,133,000 | 29,269,000 | 30,030,000 | 30,170,000 |
| Total capital | 31,140,000 | 31,281,000 | 32,045,000 | 32,290,000 |
| Risk-weighted assets | 159,552,000 | 159,862,000 | 160,064,000 | 168,499,000 |