Call reports 2019
UNION BANK — 2019
What UNION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 270,159,000 | 266,892,000 | 268,114,000 | 266,934,000 |
| Total loans | 176,182,000 | 176,425,000 | 175,757,000 | 176,251,000 |
| Allowance for loan losses | 2,928,000 | 2,913,000 | 2,901,000 | 2,944,000 |
| Securities available for sale | 61,265,000 | 64,955,000 | 64,556,000 | 66,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,788,000 | 235,205,000 | 235,750,000 | 234,470,000 |
| Interest-bearing deposits | 170,426,000 | 170,890,000 | 168,383,000 | 169,983,000 |
| Noninterest-bearing deposits | 68,362,000 | 64,315,000 | 67,367,000 | 64,487,000 |
| Equity capital | 27,515,000 | 27,846,000 | 28,309,000 | 28,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,084,000 | 6,348,000 | 9,657,000 | 12,975,000 |
| Interest expense | 380,000 | 852,000 | 1,342,000 | 1,826,000 |
| Net interest income | 2,704,000 | 5,496,000 | 8,315,000 | 11,149,000 |
| Noninterest income | 575,000 | 1,181,000 | 1,706,000 | 2,325,000 |
| Noninterest expense | 1,947,000 | 3,877,000 | 5,833,000 | 7,710,000 |
| Provision for loan losses | 59,000 | 119,000 | 180,000 | 340,000 |
| Pretax income | 1,272,000 | 2,680,000 | 4,004,000 | 5,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,272,000 | 2,680,000 | 4,004,000 | 5,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,567,000 | 27,318,000 | 27,638,000 | 27,947,000 |
| Total capital | 29,548,000 | 29,306,000 | 29,598,000 | 29,941,000 |
| Risk-weighted assets | 157,519,000 | 158,086,000 | 155,892,000 | 158,600,000 |