Call reports 2018
UNION BANK — 2018
What UNION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 258,650,000 | 260,503,000 | 261,880,000 | 259,013,000 |
| Total loans | 174,277,000 | 175,676,000 | 177,992,000 | 175,343,000 |
| Allowance for loan losses | 2,818,000 | 2,841,000 | 2,878,000 | 2,911,000 |
| Securities available for sale | 58,143,000 | 60,656,000 | 61,686,000 | 59,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,960,000 | 230,342,000 | 227,868,000 | 229,121,000 |
| Interest-bearing deposits | 160,229,000 | 165,150,000 | 161,332,000 | 164,640,000 |
| Noninterest-bearing deposits | 67,731,000 | 65,192,000 | 66,536,000 | 64,481,000 |
| Equity capital | 27,207,000 | 26,627,000 | 26,876,000 | 26,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,717,000 | 8,739,000 | 11,851,000 |
| Interest expense | 197,000 | 432,000 | 699,000 | 1,009,000 |
| Net interest income | 2,596,000 | 5,285,000 | 8,040,000 | 10,842,000 |
| Noninterest income | 567,000 | 1,145,000 | 1,747,000 | 2,386,000 |
| Noninterest expense | 1,831,000 | 3,658,000 | 5,484,000 | 7,331,000 |
| Provision for loan losses | 59,000 | 119,000 | 180,000 | 240,000 |
| Pretax income | 1,273,000 | 2,653,000 | 4,119,000 | 5,646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,273,000 | 2,653,000 | 4,119,000 | 5,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,641,000 | 27,167,000 | 27,497,000 | 26,694,000 |
| Total capital | 29,588,000 | 29,151,000 | 29,506,000 | 28,669,000 |
| Risk-weighted assets | 154,931,000 | 157,909,000 | 159,877,000 | 157,094,000 |