Call reports 2016
UNION BANK — 2016
What UNION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,973,000 | 228,567,000 | 229,776,000 | 233,537,000 |
| Total loans | 162,091,000 | 164,350,000 | 165,090,000 | 164,801,000 |
| Allowance for loan losses | 2,731,000 | 2,730,000 | 2,704,000 | 2,759,000 |
| Securities available for sale | 23,926,000 | 27,757,000 | 27,685,000 | 41,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,999,000 | 201,413,000 | 202,324,000 | 206,128,000 |
| Interest-bearing deposits | 141,729,000 | 142,154,000 | 143,218,000 | 146,866,000 |
| Noninterest-bearing deposits | 57,270,000 | 59,259,000 | 59,106,000 | 59,262,000 |
| Equity capital | 24,281,000 | 24,066,000 | 24,318,000 | 24,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,983,000 | 7,557,000 | 10,125,000 |
| Interest expense | 149,000 | 302,000 | 455,000 | 613,000 |
| Net interest income | 2,325,000 | 4,681,000 | 7,102,000 | 9,512,000 |
| Noninterest income | 453,000 | 940,000 | 1,498,000 | 2,040,000 |
| Noninterest expense | 1,805,000 | 3,596,000 | 5,409,000 | 7,205,000 |
| Provision for loan losses | 21,000 | 44,000 | 92,000 | 189,000 |
| Pretax income | 952,000 | 1,981,000 | 3,099,000 | 4,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 952,000 | 1,981,000 | 3,099,000 | 4,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,200,000 | 23,938,000 | 24,238,000 | 24,397,000 |
| Total capital | 25,933,000 | 25,695,000 | 25,984,000 | 26,168,000 |
| Risk-weighted assets | 137,647,000 | 139,574,000 | 138,696,000 | 140,709,000 |