Call reports 2015
UNION BANK — 2015
What UNION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,595,000 | 215,639,000 | 211,931,000 | 221,600,000 |
| Total loans | 156,246,000 | 159,503,000 | 160,302,000 | 162,520,000 |
| Allowance for loan losses | 2,741,000 | 2,768,000 | 2,777,000 | 2,726,000 |
| Securities available for sale | 24,592,000 | 24,537,000 | 20,042,000 | 19,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,358,000 | 189,762,000 | 186,133,000 | 195,026,000 |
| Interest-bearing deposits | 132,705,000 | 135,036,000 | 132,170,000 | 138,636,000 |
| Noninterest-bearing deposits | 54,653,000 | 54,726,000 | 53,963,000 | 56,390,000 |
| Equity capital | 22,627,000 | 22,266,000 | 22,272,000 | 23,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,810,000 | 7,285,000 | 9,791,000 |
| Interest expense | 139,000 | 287,000 | 431,000 | 579,000 |
| Net interest income | 2,232,000 | 4,523,000 | 6,854,000 | 9,212,000 |
| Noninterest income | 409,000 | 916,000 | 1,405,000 | 1,916,000 |
| Noninterest expense | 1,633,000 | 3,297,000 | 5,023,000 | 6,754,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 978,000 | 2,082,000 | 3,146,000 | 4,274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 978,000 | 2,082,000 | 3,146,000 | 4,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,494,000 | 22,154,000 | 22,120,000 | 23,248,000 |
| Total capital | 24,119,000 | 23,836,000 | 23,813,000 | 24,969,000 |
| Risk-weighted assets | 128,910,000 | 133,463,000 | 134,391,000 | 136,690,000 |