Call reports 2014
UNION BANK — 2014
What UNION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 198,789,000 | 197,103,000 | 197,932,000 | 203,997,000 |
| Total loans | 150,981,000 | 152,442,000 | 153,049,000 | 155,965,000 |
| Allowance for loan losses | 2,760,000 | 2,769,000 | 2,782,000 | 2,745,000 |
| Securities available for sale | 22,023,000 | 22,005,000 | 24,512,000 | 24,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,548,000 | 172,563,000 | 173,441,000 | 179,023,000 |
| Interest-bearing deposits | 123,249,000 | 124,703,000 | 123,541,000 | 128,739,000 |
| Noninterest-bearing deposits | 50,299,000 | 47,860,000 | 49,900,000 | 50,284,000 |
| Equity capital | 21,350,000 | 20,801,000 | 20,752,000 | 21,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,774,000 | 7,202,000 | 9,628,000 |
| Interest expense | 140,000 | 281,000 | 425,000 | 565,000 |
| Net interest income | 2,216,000 | 4,493,000 | 6,777,000 | 9,063,000 |
| Noninterest income | 452,000 | 903,000 | 1,349,000 | 1,693,000 |
| Noninterest expense | 1,648,000 | 3,323,000 | 4,972,000 | 6,368,000 |
| Provision for loan losses | 29,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 991,000 | 2,013,000 | 3,064,000 | 4,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 991,000 | 2,013,000 | 3,064,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,371,000 | 20,790,000 | 20,774,000 | 21,666,000 |
| Total capital | 22,948,000 | 22,367,000 | 22,367,000 | 23,286,000 |
| Risk-weighted assets | 125,602,000 | 124,974,000 | 126,286,000 | 128,494,000 |