Call reports 2013
UNION BANK — 2013
What UNION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 191,058,000 | 188,341,000 | 186,508,000 | 189,790,000 |
| Total loans | 141,056,000 | 144,860,000 | 148,259,000 | 150,018,000 |
| Allowance for loan losses | 2,728,000 | 2,760,000 | 2,738,000 | 2,777,000 |
| Securities available for sale | 8,684,000 | 10,195,000 | 13,770,000 | 13,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,031,000 | 164,698,000 | 160,188,000 | 165,559,000 |
| Interest-bearing deposits | 120,876,000 | 121,436,000 | 116,523,000 | 121,419,000 |
| Noninterest-bearing deposits | 46,155,000 | 43,262,000 | 43,665,000 | 44,140,000 |
| Equity capital | 19,874,000 | 19,406,000 | 19,513,000 | 20,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,348,000 | 4,741,000 | 7,167,000 | 9,577,000 |
| Interest expense | 146,000 | 288,000 | 423,000 | 559,000 |
| Net interest income | 2,202,000 | 4,453,000 | 6,744,000 | 9,018,000 |
| Noninterest income | 471,000 | 934,000 | 1,410,000 | 1,879,000 |
| Noninterest expense | 1,633,000 | 3,288,000 | 4,945,000 | 6,603,000 |
| Provision for loan losses | 45,000 | 75,000 | 98,000 | 156,000 |
| Pretax income | 995,000 | 2,024,000 | 3,111,000 | 4,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 995,000 | 2,024,000 | 3,111,000 | 4,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,783,000 | 19,354,000 | 19,456,000 | 20,430,000 |
| Total capital | 21,238,000 | 20,842,000 | 20,945,000 | 21,988,000 |
| Risk-weighted assets | 116,098,000 | 117,778,000 | 122,451,000 | 123,425,000 |