Call reports 2012
UNION BANK — 2012
What UNION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,899,000 | 182,650,000 | 179,344,000 | 187,558,000 |
| Total loans | 135,613,000 | 137,705,000 | 139,698,000 | 143,359,000 |
| Allowance for loan losses | 2,559,000 | 2,549,000 | 2,603,000 | 2,693,000 |
| Securities available for sale | 15,311,000 | 14,167,000 | 14,048,000 | 8,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,892,000 | 160,397,000 | 156,881,000 | 164,281,000 |
| Interest-bearing deposits | 116,183,000 | 116,119,000 | 114,785,000 | 121,469,000 |
| Noninterest-bearing deposits | 43,709,000 | 44,278,000 | 42,096,000 | 42,812,000 |
| Equity capital | 17,881,000 | 17,635,000 | 17,955,000 | 18,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,792,000 | 7,195,000 | 9,615,000 |
| Interest expense | 172,000 | 334,000 | 481,000 | 625,000 |
| Net interest income | 2,219,000 | 4,458,000 | 6,714,000 | 8,990,000 |
| Noninterest income | 483,000 | 986,000 | 1,454,000 | 1,980,000 |
| Noninterest expense | 1,593,000 | 3,193,000 | 4,829,000 | 6,512,000 |
| Provision for loan losses | 97,000 | 157,000 | 235,000 | 393,000 |
| Pretax income | 1,012,000 | 2,094,000 | 3,104,000 | 4,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,012,000 | 2,094,000 | 3,104,000 | 4,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,744,000 | 17,505,000 | 17,826,000 | 18,788,000 |
| Total capital | 19,162,000 | 18,928,000 | 19,269,000 | 20,261,000 |
| Risk-weighted assets | 112,480,000 | 112,816,000 | 113,889,000 | 116,613,000 |