Call reports 2011
UNION BANK — 2011
What UNION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,148,000 | 178,184,000 | 176,956,000 | 177,378,000 |
| Total loans | 134,429,000 | 134,080,000 | 133,737,000 | 134,539,000 |
| Allowance for loan losses | 2,229,000 | 2,344,000 | 2,397,000 | 2,490,000 |
| Securities available for sale | 11,881,000 | 11,759,000 | 9,604,000 | 15,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,272,000 | 157,278,000 | 155,211,000 | 156,311,000 |
| Interest-bearing deposits | 114,472,000 | 116,799,000 | 114,874,000 | 116,489,000 |
| Noninterest-bearing deposits | 40,800,000 | 40,479,000 | 40,337,000 | 39,822,000 |
| Equity capital | 15,989,000 | 16,271,000 | 17,135,000 | 16,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,805,000 | 7,237,000 | 9,670,000 |
| Interest expense | 260,000 | 495,000 | 711,000 | 905,000 |
| Net interest income | 2,141,000 | 4,310,000 | 6,526,000 | 8,765,000 |
| Noninterest income | 468,000 | 961,000 | 1,405,000 | 1,873,000 |
| Noninterest expense | 1,504,000 | 3,049,000 | 4,660,000 | 6,264,000 |
| Provision for loan losses | 120,000 | 241,000 | 364,000 | 497,000 |
| Pretax income | 985,000 | 1,981,000 | 2,907,000 | 3,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 1,981,000 | 2,907,000 | 3,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,794,000 | 16,051,000 | 16,926,000 | 16,782,000 |
| Total capital | 17,178,000 | 17,437,000 | 18,312,000 | 18,173,000 |
| Risk-weighted assets | 109,855,000 | 109,917,000 | 109,887,000 | 110,171,000 |