Call reports 2010
UNION BANK — 2010
What UNION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,321,000 | 164,260,000 | 163,659,000 | 168,905,000 |
| Total loans | 125,573,000 | 130,751,000 | 133,411,000 | 134,391,000 |
| Allowance for loan losses | 1,975,000 | 2,078,000 | 2,071,000 | 2,120,000 |
| Securities available for sale | 16,677,000 | 11,466,000 | 4,445,000 | 8,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,437,000 | 140,428,000 | 143,173,000 | 149,533,000 |
| Interest-bearing deposits | 106,565,000 | 104,287,000 | 107,036,000 | 114,022,000 |
| Noninterest-bearing deposits | 36,872,000 | 36,141,000 | 36,137,000 | 35,511,000 |
| Equity capital | 14,578,000 | 15,098,000 | 16,015,000 | 15,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,764,000 | 7,195,000 | 9,623,000 |
| Interest expense | 329,000 | 652,000 | 958,000 | 1,247,000 |
| Net interest income | 2,020,000 | 4,112,000 | 6,237,000 | 8,376,000 |
| Noninterest income | 378,000 | 802,000 | 1,282,000 | 1,719,000 |
| Noninterest expense | 1,480,000 | 2,988,000 | 4,515,000 | 6,013,000 |
| Provision for loan losses | 120,000 | 240,000 | 363,000 | 585,000 |
| Pretax income | 798,000 | 1,686,000 | 2,641,000 | 3,497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 1,686,000 | 2,641,000 | 3,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,304,000 | 14,811,000 | 15,764,000 | 14,858,000 |
| Total capital | 15,600,000 | 16,365,000 | 17,348,000 | 16,226,000 |
| Risk-weighted assets | 103,018,000 | 124,801,000 | 126,769,000 | 108,694,000 |