Call reports 2009
UNION BANK — 2009
What UNION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 149,140,000 | 161,194,000 | 159,030,000 | 161,970,000 |
| Total loans | 113,191,000 | 115,971,000 | 118,115,000 | 123,321,000 |
| Allowance for loan losses | 1,644,000 | 1,668,000 | 1,651,000 | 1,854,000 |
| Securities available for sale | 16,495,000 | 21,639,000 | 20,777,000 | 15,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,354,000 | 140,283,000 | 138,856,000 | 142,649,000 |
| Interest-bearing deposits | 99,117,000 | 103,128,000 | 103,752,000 | 105,149,000 |
| Noninterest-bearing deposits | 31,237,000 | 37,155,000 | 35,104,000 | 37,500,000 |
| Equity capital | 13,155,000 | 12,984,000 | 13,374,000 | 13,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,565,000 | 6,927,000 | 9,321,000 |
| Interest expense | 463,000 | 874,000 | 1,240,000 | 1,575,000 |
| Net interest income | 1,798,000 | 3,691,000 | 5,687,000 | 7,746,000 |
| Noninterest income | 308,000 | 642,000 | 1,017,000 | 1,378,000 |
| Noninterest expense | 1,300,000 | 2,670,000 | 4,144,000 | 5,606,000 |
| Provision for loan losses | 49,000 | 99,000 | 99,000 | 356,000 |
| Pretax income | 803,000 | 1,610,000 | 2,507,000 | 3,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 803,000 | 1,610,000 | 2,507,000 | 3,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,778,000 | 12,702,000 | 12,972,000 | 13,503,000 |
| Total capital | 13,933,000 | 13,910,000 | 14,198,000 | 14,778,000 |
| Risk-weighted assets | 91,911,000 | 96,331,000 | 97,664,000 | 101,432,000 |