Call reports 2007
UNION BANK — 2007
What UNION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 145,316,000 | 142,429,000 | 141,869,000 | 143,913,000 |
| Total loans | 103,512,000 | 104,607,000 | 105,636,000 | 107,270,000 |
| Allowance for loan losses | 1,394,000 | 1,381,000 | 1,353,000 | 1,337,000 |
| Securities available for sale | 27,580,000 | 23,636,000 | 22,995,000 | 22,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,584,000 | 125,421,000 | 124,114,000 | 126,185,000 |
| Interest-bearing deposits | 95,216,000 | 95,966,000 | 94,183,000 | 95,928,000 |
| Noninterest-bearing deposits | 32,368,000 | 29,455,000 | 29,931,000 | 30,257,000 |
| Equity capital | 11,516,000 | 11,417,000 | 11,935,000 | 12,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,924,000 | 7,500,000 | 10,069,000 |
| Interest expense | 787,000 | 1,594,000 | 2,409,000 | 3,213,000 |
| Net interest income | 1,636,000 | 3,330,000 | 5,091,000 | 6,856,000 |
| Noninterest income | 303,000 | 620,000 | 951,000 | 1,308,000 |
| Noninterest expense | 1,212,000 | 2,446,000 | 3,697,000 | 4,961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 727,000 | 1,504,000 | 2,345,000 | 3,203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,504,000 | 2,345,000 | 3,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,812,000 | 11,741,000 | 12,057,000 | 11,996,000 |
| Total capital | 12,991,000 | 12,910,000 | 13,247,000 | 13,143,000 |
| Risk-weighted assets | 94,105,000 | 94,657,000 | 95,265,000 | 91,547,000 |