Call reports 2006
UNION BANK — 2006
What UNION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,951,000 | 143,746,000 | 143,467,000 | 142,132,000 |
| Total loans | 98,890,000 | 99,910,000 | 102,447,000 | 105,474,000 |
| Allowance for loan losses | 1,450,000 | 1,443,000 | 1,446,000 | 1,400,000 |
| Securities available for sale | 33,744,000 | 31,760,000 | 29,689,000 | 24,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,445,000 | 124,091,000 | 120,357,000 | 122,912,000 |
| Interest-bearing deposits | 97,525,000 | 94,365,000 | 91,037,000 | 93,663,000 |
| Noninterest-bearing deposits | 29,920,000 | 29,726,000 | 29,320,000 | 29,249,000 |
| Equity capital | 10,313,000 | 10,174,000 | 10,747,000 | 10,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,491,000 | 6,857,000 | 9,295,000 |
| Interest expense | 592,000 | 1,241,000 | 1,984,000 | 2,790,000 |
| Net interest income | 1,622,000 | 3,250,000 | 4,873,000 | 6,505,000 |
| Noninterest income | 308,000 | 643,000 | 985,000 | 1,301,000 |
| Noninterest expense | 1,171,000 | 2,367,000 | 3,586,000 | 4,854,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | -300,000 |
| Pretax income | 1,059,000 | 1,826,000 | 2,572,000 | 3,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,059,000 | 1,826,000 | 2,572,000 | 3,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,178,000 | 11,118,000 | 11,347,000 | 11,332,000 |
| Total capital | 12,297,000 | 12,259,000 | 12,504,000 | 12,508,000 |
| Risk-weighted assets | 90,698,000 | 90,973,000 | 92,267,000 | 94,046,000 |