Call reports 2004
UNION BANK — 2004
What UNION BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 142,477,000 | 141,566,000 | 149,050,000 | 150,945,000 |
| Total loans | 92,599,000 | 93,729,000 | 95,130,000 | 95,588,000 |
| Allowance for loan losses | 1,767,000 | 1,757,000 | 1,824,000 | 1,807,000 |
| Securities available for sale | 41,531,000 | 40,331,000 | 39,833,000 | 40,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,109,000 | 115,954,000 | 121,143,000 | 123,716,000 |
| Interest-bearing deposits | 94,771,000 | 94,086,000 | 96,848,000 | 99,117,000 |
| Noninterest-bearing deposits | 22,338,000 | 21,868,000 | 24,295,000 | 24,599,000 |
| Equity capital | 14,539,000 | 13,728,000 | 14,880,000 | 14,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,831,000 | 5,826,000 | 7,917,000 |
| Interest expense | 363,000 | 709,000 | 1,067,000 | 1,447,000 |
| Net interest income | 1,577,000 | 3,122,000 | 4,759,000 | 6,470,000 |
| Noninterest income | 226,000 | 471,000 | 739,000 | 998,000 |
| Noninterest expense | 1,081,000 | 2,198,000 | 3,360,000 | 4,350,000 |
| Provision for loan losses | 85,000 | 154,000 | 154,000 | 154,000 |
| Pretax income | 640,000 | 1,246,000 | 1,989,000 | 2,969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,246,000 | 1,989,000 | 2,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,471,000 | 14,513,000 | 15,000,000 | 14,597,000 |
| Total capital | 15,529,000 | 15,584,000 | 16,142,000 | 15,744,000 |
| Risk-weighted assets | 84,046,000 | 84,245,000 | 90,618,000 | 91,128,000 |