Call reports 2002
UNION BANK — 2002
What UNION BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,593,000 | 132,962,000 | 131,662,000 | 137,672,000 |
| Total loans | 95,873,000 | 96,676,000 | 96,787,000 | 95,605,000 |
| Allowance for loan losses | 1,254,000 | 1,235,000 | 1,406,000 | 1,675,000 |
| Securities available for sale | 23,174,000 | 23,368,000 | 25,272,000 | 25,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,149,000 | 118,058,000 | 116,305,000 | 122,867,000 |
| Interest-bearing deposits | 76,216,000 | 77,319,000 | 96,362,000 | 103,223,000 |
| Noninterest-bearing deposits | 38,933,000 | 40,739,000 | 19,943,000 | 19,644,000 |
| Equity capital | 14,054,000 | 14,512,000 | 14,987,000 | 14,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,578,000 | 6,832,000 | 8,975,000 |
| Interest expense | 727,000 | 1,393,000 | 2,023,000 | 2,618,000 |
| Net interest income | 1,577,000 | 3,185,000 | 4,809,000 | 6,357,000 |
| Noninterest income | 216,000 | 479,000 | 757,000 | 1,016,000 |
| Noninterest expense | 975,000 | 1,868,000 | 2,787,000 | 4,005,000 |
| Provision for loan losses | 221,000 | 316,000 | 531,000 | 1,131,000 |
| Pretax income | 597,000 | 1,480,000 | 2,248,000 | 2,351,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 32,000 |
| Net income | 589,000 | 1,464,000 | 2,224,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,066,000 | 14,200,000 | 14,590,000 | 14,120,000 |
| Total capital | 15,135,000 | 15,387,000 | 15,668,000 | 15,279,000 |
| Risk-weighted assets | 85,348,000 | 94,863,000 | 85,937,000 | 92,200,000 |