Call reports 2001
UNION BANK — 2001
What UNION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 124,147,000 | 126,861,000 | 125,928,000 | 129,337,000 |
| Total loans | 89,691,000 | 92,714,000 | 95,700,000 | 97,069,000 |
| Allowance for loan losses | 953,000 | 997,000 | 1,044,000 | 1,082,000 |
| Securities available for sale | 22,590,000 | 22,582,000 | 21,456,000 | 23,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,586,000 | 112,215,000 | 110,906,000 | 112,418,000 |
| Interest-bearing deposits | 92,140,000 | 93,988,000 | 92,472,000 | 74,136,000 |
| Noninterest-bearing deposits | 17,446,000 | 18,227,000 | 18,434,000 | 38,282,000 |
| Equity capital | 14,021,000 | 14,150,000 | 14,600,000 | 14,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,112,000 | 7,615,000 | 10,007,000 |
| Interest expense | 1,128,000 | 2,206,000 | 3,181,000 | 4,030,000 |
| Net interest income | 1,417,000 | 2,906,000 | 4,434,000 | 5,977,000 |
| Noninterest income | 272,000 | 553,000 | 826,000 | 1,088,000 |
| Noninterest expense | 895,000 | 1,832,000 | 2,787,000 | 4,043,000 |
| Provision for loan losses | 150,000 | 305,000 | 415,000 | 636,000 |
| Pretax income | 635,000 | 1,318,000 | 2,062,000 | 2,420,000 |
| Income tax | 232,000 | 232,000 | 232,000 | 232,000 |
| Net income | 403,000 | 1,086,000 | 1,830,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,752,000 | 13,931,000 | 14,265,000 | 13,924,000 |
| Total capital | 14,705,000 | 14,928,000 | 15,309,000 | 15,006,000 |
| Risk-weighted assets | 81,310,000 | 83,982,000 | 84,466,000 | 86,777,000 |