Call reports 2026
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2026
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 482,154,000 | 549,992,000 |
| Total loans | 190,902,000 | 195,931,000 |
| Allowance for loan losses | 2,618,000 | 2,693,000 |
| Securities available for sale | 132,231,000 | 141,857,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 432,658,000 | 499,308,000 |
| Interest-bearing deposits | 380,437,000 | 449,111,000 |
| Noninterest-bearing deposits | 52,221,000 | 50,197,000 |
| Equity capital | 48,057,000 | 49,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,598,000 | 11,474,000 |
| Interest expense | 2,526,000 | 5,084,000 |
| Net interest income | 3,072,000 | 6,390,000 |
| Noninterest income | 163,000 | 325,000 |
| Noninterest expense | 1,690,000 | 3,608,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 1,470,000 | 2,957,000 |
| Income tax | 170,000 | 170,000 |
| Net income | 1,300,000 | 2,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 48,090,000 | 49,578,000 |
| Total capital | 50,534,000 | 52,066,000 |
| Risk-weighted assets | 195,106,000 | 198,627,000 |