Call reports 2021
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2021
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 408,301,000 | 451,697,000 | 438,446,000 | 428,394,000 |
| Total loans | 147,751,000 | 151,669,000 | 151,249,000 | 145,601,000 |
| Allowance for loan losses | 2,420,000 | 2,428,000 | 2,439,000 | 2,422,000 |
| Securities available for sale | 85,778,000 | 85,209,000 | 84,646,000 | 133,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,338,000 | 414,434,000 | 400,755,000 | 391,240,000 |
| Interest-bearing deposits | 308,724,000 | 353,203,000 | 336,934,000 | 326,525,000 |
| Noninterest-bearing deposits | 62,614,000 | 61,231,000 | 63,821,000 | 64,715,000 |
| Equity capital | 35,517,000 | 36,158,000 | 36,397,000 | 36,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,987,000 | 5,841,000 | 7,695,000 |
| Interest expense | 259,000 | 525,000 | 790,000 | 1,044,000 |
| Net interest income | 1,562,000 | 3,462,000 | 5,051,000 | 6,651,000 |
| Noninterest income | 275,000 | 564,000 | 885,000 | 1,171,000 |
| Noninterest expense | 1,439,000 | 2,914,000 | 4,518,000 | 6,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 398,000 | 1,112,000 | 1,418,000 | 1,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 398,000 | 1,112,000 | 1,418,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,259,000 | 35,974,000 | 36,279,000 | 36,281,000 |
| Total capital | 37,028,000 | 37,709,000 | 38,063,000 | 37,984,000 |
| Risk-weighted assets | 140,931,000 | 138,112,000 | 142,133,000 | 135,587,000 |