Call reports 2019
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2019
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 333,831,000 | 336,180,000 | 341,411,000 | 365,463,000 |
| Total loans | 137,525,000 | 144,856,000 | 144,597,000 | 145,044,000 |
| Allowance for loan losses | 2,376,000 | 2,428,000 | 2,410,000 | 2,394,000 |
| Securities available for sale | 97,288,000 | 97,271,000 | 76,911,000 | 48,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,795,000 | 300,959,000 | 304,962,000 | 328,752,000 |
| Interest-bearing deposits | 256,053,000 | 259,112,000 | 264,680,000 | 285,582,000 |
| Noninterest-bearing deposits | 42,742,000 | 41,847,000 | 40,282,000 | 43,170,000 |
| Equity capital | 33,540,000 | 34,490,000 | 35,505,000 | 35,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,808,000 | 5,756,000 | 8,806,000 | 11,661,000 |
| Interest expense | 529,000 | 1,149,000 | 1,744,000 | 2,344,000 |
| Net interest income | 2,279,000 | 4,607,000 | 7,062,000 | 9,317,000 |
| Noninterest income | 200,000 | 404,000 | 621,000 | 915,000 |
| Noninterest expense | 1,330,000 | 2,693,000 | 3,947,000 | 5,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,149,000 | 2,318,000 | 3,736,000 | 4,551,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 1,147,000 | 2,316,000 | 3,734,000 | 4,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,564,000 | 34,387,000 | 35,456,000 | 35,924,000 |
| Total capital | 35,213,000 | 36,101,000 | 37,183,000 | 37,647,000 |
| Risk-weighted assets | 131,201,000 | 136,478,000 | 137,528,000 | 137,220,000 |