Call reports 2018
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2018
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 313,995,000 | 326,101,000 | 311,559,000 | 323,568,000 |
| Total loans | 125,885,000 | 132,592,000 | 139,446,000 | 139,056,000 |
| Allowance for loan losses | 2,670,000 | 2,780,000 | 2,772,000 | 2,370,000 |
| Securities available for sale | 96,471,000 | 96,239,000 | 96,227,000 | 49,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,887,000 | 289,862,000 | 274,861,000 | 288,212,000 |
| Interest-bearing deposits | 233,166,000 | 247,412,000 | 229,774,000 | 234,725,000 |
| Noninterest-bearing deposits | 44,721,000 | 42,450,000 | 45,087,000 | 53,487,000 |
| Equity capital | 32,549,000 | 32,805,000 | 33,669,000 | 33,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,463,000 | 6,968,000 | 9,426,000 |
| Interest expense | 266,000 | 612,000 | 1,011,000 | 1,489,000 |
| Net interest income | 1,926,000 | 3,851,000 | 5,957,000 | 7,937,000 |
| Noninterest income | 209,000 | 402,000 | 618,000 | 788,000 |
| Noninterest expense | 1,203,000 | 2,394,000 | 3,571,000 | 5,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 932,000 | 1,859,000 | 3,004,000 | 3,638,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 930,000 | 1,857,000 | 3,002,000 | 3,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,788,000 | 33,006,000 | 33,798,000 | 33,378,000 |
| Total capital | 34,356,000 | 34,620,000 | 35,523,000 | 35,100,000 |
| Risk-weighted assets | 124,386,000 | 128,015,000 | 136,993,000 | 137,177,000 |