Call reports 2017
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2017
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 283,491,000 | 314,149,000 | 304,110,000 | 320,006,000 |
| Total loans | 117,615,000 | 125,420,000 | 129,000,000 | 129,084,000 |
| Allowance for loan losses | 2,613,000 | 2,624,000 | 2,648,000 | 2,661,000 |
| Securities available for sale | 62,472,000 | 50,058,000 | 49,423,000 | 96,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,968,000 | 277,383,000 | 265,746,000 | 281,469,000 |
| Interest-bearing deposits | 204,906,000 | 239,188,000 | 224,160,000 | 239,145,000 |
| Noninterest-bearing deposits | 42,062,000 | 38,195,000 | 41,586,000 | 42,324,000 |
| Equity capital | 30,936,000 | 31,522,000 | 32,294,000 | 32,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,673,000 | 5,819,000 | 7,981,000 |
| Interest expense | 198,000 | 404,000 | 633,000 | 887,000 |
| Net interest income | 1,551,000 | 3,269,000 | 5,186,000 | 7,094,000 |
| Noninterest income | 212,000 | 455,000 | 652,000 | 881,000 |
| Noninterest expense | 1,061,000 | 2,114,000 | 3,207,000 | 4,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 702,000 | 1,610,000 | 2,631,000 | 3,602,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 700,000 | 1,608,000 | 2,629,000 | 3,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,901,000 | 31,515,000 | 32,243,000 | 32,920,000 |
| Total capital | 32,421,000 | 33,094,000 | 33,866,000 | 34,567,000 |
| Risk-weighted assets | 120,567,000 | 125,295,000 | 128,849,000 | 130,757,000 |