Call reports 2011
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2011
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 249,641,000 | 247,378,000 | 249,732,000 | 267,688,000 |
| Total loans | 99,553,000 | 106,406,000 | 110,543,000 | 112,120,000 |
| Allowance for loan losses | 1,940,000 | 2,277,000 | 2,308,000 | 2,272,000 |
| Securities available for sale | 20,563,000 | 20,517,000 | 21,199,000 | 22,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,043,000 | 213,868,000 | 212,088,000 | 230,742,000 |
| Interest-bearing deposits | 184,066,000 | 184,445,000 | 179,668,000 | 194,189,000 |
| Noninterest-bearing deposits | 27,977,000 | 29,423,000 | 32,420,000 | 36,553,000 |
| Equity capital | 27,465,000 | 27,641,000 | 28,997,000 | 29,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,590,000 | 6,204,000 | 8,170,000 |
| Interest expense | 394,000 | 789,000 | 1,171,000 | 1,501,000 |
| Net interest income | 1,304,000 | 2,801,000 | 5,033,000 | 6,669,000 |
| Noninterest income | 194,000 | 416,000 | 648,000 | 864,000 |
| Noninterest expense | 955,000 | 2,007,000 | 2,923,000 | 3,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 543,000 | 1,210,000 | 2,758,000 | 3,700,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 543,000 | 1,209,000 | 2,756,000 | 3,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,320,000 | 27,530,000 | 28,849,000 | 29,564,000 |
| Total capital | 28,515,000 | 28,796,000 | 30,175,000 | 30,912,000 |
| Risk-weighted assets | 94,865,000 | 100,249,000 | 105,077,000 | 106,896,000 |