Call reports 2001
NORTHERN STATE BANK OF THIEF RIVER FALLS — 2001
What NORTHERN STATE BANK OF THIEF RIVER FALLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 167,691,000 | 171,925,000 | 172,547,000 | 180,606,000 |
| Total loans | 88,558,000 | 91,790,000 | 90,890,000 | 88,471,000 |
| Allowance for loan losses | 2,778,000 | 2,914,000 | 2,443,000 | 2,405,000 |
| Securities available for sale | 55,707,000 | 44,753,000 | 53,734,000 | 62,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,352,000 | 129,460,000 | 132,444,000 | 141,153,000 |
| Interest-bearing deposits | 113,606,000 | 115,237,000 | 116,721,000 | 123,162,000 |
| Noninterest-bearing deposits | 14,746,000 | 14,223,000 | 15,723,000 | 17,991,000 |
| Equity capital | 32,995,000 | 33,558,000 | 34,894,000 | 34,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,211,000 | 9,081,000 | 11,804,000 |
| Interest expense | 1,512,000 | 2,906,000 | 4,109,000 | 5,087,000 |
| Net interest income | 1,663,000 | 3,305,000 | 4,972,000 | 6,717,000 |
| Noninterest income | 201,000 | 397,000 | 629,000 | 845,000 |
| Noninterest expense | 749,000 | 1,494,000 | 2,244,000 | 2,944,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 965,000 | 1,908,000 | 2,907,000 | 4,023,000 |
| Income tax | 94,000 | 192,000 | 9,000 | 252,000 |
| Net income | 871,000 | 1,716,000 | 2,898,000 | 3,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,064,000 | 32,476,000 | 33,224,000 | 33,109,000 |
| Total capital | 33,225,000 | 33,689,000 | 34,436,000 | 34,309,000 |
| Risk-weighted assets | 91,227,000 | 95,325,000 | 95,698,000 | 94,822,000 |